Basically yes. The so-called load limit is intended to ensure that a patient with statutory health insurance does not have to bear any excessive financial burdens due to his illness.

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This load limit applies per calendar year. The gross household income of the adult patient is relevant for the calculation of this limit. The total own expenses may not exceed 2 percent of the gross household income. In order to determine the financial expenditure, all personal contributions made for medicines, medical aids and remedies, physiotherapy, co-payments for stays in hospital, costs for home care and also for sick trips incurred in the corresponding calendar year are taken into account.

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If the patient is chronically ill, the limit is even just 1 percent of gross household income. The lower load limits also apply to patients who receive unemployment benefit II.